Who Decides How We Adapt to Climate Change?

For many years, preventing climate change” has been the primary aim of climate politics. Spanning the political spectrum, from community-based climate activists to high-level UN negotiators, curtailing carbon emissions to avoid future catastrophe has been the guiding principle of climate policies.

Yet climate change has arrived and its real-world consequences are already being felt. This means that climate politics can no longer focus only on preventing future catastrophes. It must now also encompass debates over how society manages climate impacts already reshaping economic and social life. Insurance markets, residential sectors, hydrological and land use policies, employment sectors, and community businesses – all will need to be fundamentally transformed as we adapt to a changed and more unpredictable climate.

Environmental vs. Societal Consequences

To date, climate adjustment has focused on the environmental impacts of climate change: strengthening seawalls against ocean encroachment, improving flood control systems, and retrofitting buildings for extreme weather events. But this structural framing avoids questions about the systems that will condition how people experience the political impacts of climate change. Is it acceptable to permit property insurance markets to operate freely, or should the central administration backstop high-risk regions? Is it right to uphold disaster aid systems that solely assist property owners, or do we provide equitable recovery support? Should we abandon workers working in extreme heat to their companies' discretion, or do we enact federal protections?

These questions are not theoretical. In the United States alone, a surge in non-renewal rates across the homeowners’ insurance industry – even beyond danger zones in Florida and California – indicates that climate risks to trigger a countrywide coverage emergency. In 2023, UPS workers proposed a nationwide strike over on-the-job heat exposure, ultimately winning an agreement to install air conditioning in delivery trucks. That same year, after years of water scarcity left the Colorado River’s reservoirs at record lows – threatening water supplies for 40 million people – the Biden administration paid Arizona, Nevada and California $1.2bn to decrease their water usage. How we respond to these societal challenges – and those to come – will establish radically distinct visions of society. Yet these struggles remain largely outside the purview of climate politics, which continues to treat adaptation as a engineering issue for professionals and designers rather than authentic societal debate.

Transitioning From Specialist Frameworks

Climate politics has already evolved past technocratic frameworks when it comes to emissions reduction. Nearly 30 years ago, the Kyoto protocol embodied the common understanding that commercial systems would solve climate change. But as emissions kept growing and those markets proved ineffectual, the focus moved to federal industrial policy debates – and with it, climate became authentically contested. Recent years have seen numerous political battles, including the sustainable business of Biden’s Inflation Reduction Act versus the progressive economics of the Green New Deal to debates over state control of resources in Bolivia and mining industry support in Germany. These are fights about principles and negotiating between competing interests, not merely pollution calculations.

Yet even as climate moved from the preserve of technocratic elites to more recognizable arenas of political struggle, it remained limited to the realm of emissions reduction. Even the ideologically forward agenda of Zohran Mamdani’s NYC mayoral campaign – which associates climate to the economic pressure, arguing that housing cost controls, comprehensive family support and free public transit will prevent New Yorkers from moving for more budget-friendly, but resource-heavy, life in the suburbs – makes its case through an carbon cutting perspective. A fully inclusive climate politics would apply this same ideological creativity to adaptation – reforming social institutions not only to avert future warming, but also to handle the climate impacts already changing everyday life.

Moving Past Apocalyptic Narratives

The need for this shift becomes clearer once we move beyond the catastrophic narrative that has long dominated climate discourse. In insisting that climate change constitutes an unstoppable phenomenon that will entirely overwhelm human civilization, climate politics has become oblivious to the reality that, for most people, climate change will manifest not as something completely novel, but as known issues made worse: more people forced out of housing markets after disasters, more workers obliged to work during heatwaves, more local industries devastated after extreme weather events. Climate adaptation is not a separate engineering problem, then, but rather continuous with ongoing political struggles.

Developing Policy Conflicts

The battlefield of this struggle is beginning to take shape. One influential think tank, for example, recently proposed reforms to the property insurance market to subject homeowners to the “full actuarial cost” of living in vulnerable regions like California. By contrast, a progressive research institute has proposed a system of Housing Resilience Agencies that would provide complete governmental protection. The difference is pronounced: one approach uses price signaling to encourage people out of at-risk locations – effectively a form of planned withdrawal through market pressure – while the other allocates public resources that allow them to continue living safely. But these kinds of policy debates remain infrequent in climate discourse.

This is not to suggest that mitigation should be neglected. But the singular emphasis on preventing climate catastrophe masks a more present truth: climate change is already transforming our world. The question is not whether we will reform our institutions to manage climate impacts, but how – and which perspective will triumph.

Jacob Garcia
Jacob Garcia

A passionate writer and life coach dedicated to helping others achieve their full potential through mindfulness and positive habits.